Personal Loans

You can do it with a personal loan from Caribe Federal Credit Union!

A personal loan can help you make renovation to your home, travel, pay debts and so much more. Caribe Federal has different types of personal loans for you. Choose which one works best for you:

  • Unwarranted Personal Loan
  • Warrantied Personal Loan
  • Personal Credit Line

Unsecured Personal Loan offers:

  • Repayments from 12 months to 96 months
  • Maximum amounts up to $70,000
  • Payment protection covers
  • For current offers please visit our homepage to the interest rate section. Maximum APR will be 18%APR. 

Secured Personal Loan offers:

  • No credit verification required
  •  Pay only 2.00% APR * on the last dividend paid to your share account
  • Repayment of up to 6 years
  • The balance of your certificate or regular share account will be available for you.
  • The shares used as collateral continue to earn dividends and you can refinance your loan at any time.

Credit Enhancing Secured Loans

A loan where the entire principal is fully secured by CFCU's resources, offered to members upon loan approval. The principal amount of the loan becomes accessible in your share account as you make your monthly loan payments. You have the option to pay off this loan through regular installments or in a single payment.

  • Interest rate: 3% higher than the most recent quarterly dividend distributed on regular shares. This applies to loans that are backed by shares.
  • Maximum loan amount: Up to $5,000.00
  • Loan duration: Up to six (6) years

Fee Schedule

We are available to guide you through the selection and application processes.  We provide all the information you might need to make a wise financial decision.

*Some restrictions may apply. Subject to credit approval and other parameters established by CFCU. Your interest rate will be determined based on your credit score and repayment selected. 

Calculate your payment

Use this tool to calculate your possible monthly loan payment. It will help you make a better decision.

Amount of loan
Interest rate
Term, in years
Please, Enter all field
Monthly payment
All interest payments
Monthly interest payments
Skip to content