Personal Loans

You can do it with a personal loan from Caribe Federal Credit Union!

A personal loan can help you make renovation to your home, travel, pay debts and so much more. Caribe Federal has different types of personal loans for you. Choose which one works best for you:

  • Unsecured Personal Loan
  • Secured Personal Loan
  • Credit Restoration Loans
  • Personal Credit Line

Unsecured Personal Loan offers:

  • Repayments from 12 months to 96 months
  • Loans up to $70,000.00
  • Payment protection covers
  • For existing offers, refer to the interests’ table on the main page. The maximum interest is 18%APR.

Secured Personal Loan offers you:

  • No credit check
  • You only pay 2.00% APR* on the last dividend paid to your share account.
  • Repayment for up to 6 years
  • You can use the balance of your certificate or regular share account.
  • Shares used as collateral continue to earn dividends, and you can refinance your loan at any time.

Secured loan to improve credit

A loan in which the principal is fully supported by CFCU resources is available for our members upon loan approval. The principal loan amount becomes accessible in your share account as you make monthly loan payments. You have the option to pay this loan through regular installments or in a single global payment.

  • Interest rate: 3% above the last quarterly dividend paid on regular shares. Applicable to share-backed loans.
  • Maximum loan amount: Up to $5,000.00
  • Loan duration: Up to a maximum of six (6) years

Fee Schedule

We are available to guide you through the loan selection and application process. We will provide you with all the information you need to make a smart financial decision.

*Some restrictions apply. Subject to credit approval and other parameters established by CFCU. Your interest rate will be determined based on your credit history.

Calculate your payment

Use this tool to calculate your possible monthly loan payment. It will help you make a better decision.

Amount of loan
Interest rate
Term, in years
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Monthly payment
All interest payments
Monthly interest payments
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