Our Share Certificates pay dividends and you get to choose how you want to be paid. You have two options:
To open your account and acquire a share certificate, click here.
A Share Certificate is an investment instrument available to our members. It works by depositing savings you won't need in the short term for a fixed period, in exchange for receiving competitive dividends. It's a safe and profitable way to grow your money.
To open a Share Certificate with Caribe Federal, a minimum of $3,000.00 is required. Certificates are available with terms ranging from six (6) months to five (5) years, allowing you to choose the term that best suits your savings and investment goals.
At Caribe Federal, you decide how to receive your Share Certificate dividends. There are three options available: (1) At maturity (you receive the full amount at the end of the term), (2) Monthly (regular payments each month), or (3) As a compound dividend: dividends are reinvested to generate higher returns. This flexibility allows you to tailor your investment to your financial needs.
Yes. Savings held in Caribe Federal Credit Union Share Certificates are insured by the federal government through the NCUA (National Credit Union Administration) for at least $250,000 per member.
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